Who We Are Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $22.7 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually. The Opportunity The mission for the Engineering Ecosystem Org at Oportun is to be the force-multiplicative organization that empowers engineers to deliver member value with high speed and high quality. Teams in this Org play a vital role in designing, developing, and maintaining cutting-edge software solutions that power our mission and advance our business. We strike a balance between leveraging leading tools and developing in-house solutions to create member experiences that empower their financial independence. As a Senior Software Engineer at Oportun, you will be a key technical contributor responsible for designing, building, and maintaining scalable, reliable platform services and shared libraries. You will work closely with Staff Engineers, product teams, and other senior engineers to evolve the engineering platform and improve developer productivity, system reliability, and delivery velocity. We are looking for a Senior Software Engineer to help design, build, and maintain our platform and associated services. This role will have a meaningful impact on Oportun’s evolving platform and engineering ecosystem. You will contribute to architectural decisions, lead complex features end-to-end, and help raise the technical bar across your immediate teams. The ideal candidate is a strong hands-on engineer with experience building and operating distributed systems, who enjoys solving complex technical problems and mentoring other engineers while remaining deeply involved in day-to-day development. At Oportun, we move fast, and we hold each other to a high bar. If you care about doing your best work while actually moving the needle for real people, you'll fit right in. What You'll Do Your day-today - You’ll design, build, test, deploy, and maintain scalable and reliable platform services and shared libraries. - You’ll contribute to platform and system architecture decisions with a focus on reliability, scalability, security, and developer experience. - You’ll write high-quality, maintainable code and help establish strong engineering practices across the team. - You’ll collaborate with Staff Engineers and peers to implement engineering standards and patterns that support Continuous Delivery. - You’ll identify and address performance, scalability, and reliability issues across platform services. - You’ll participate in design reviews, code reviews, and technical discussions, providing clear and constructive feedback. - You’ll strengthen operational excellence by improving monitoring, alerting, incident response, and production support practices. - You’ll investigate root causes of production issues and implement long-term solutions that improve reliability and reduce on-call burden. - You’ll mentor junior and mid-level engineers through code reviews, pairing, and technical guidance. - You’ll partner with cross-functional teams to understand business and technical needs and deliver solutions that create measurable member and business value. - You’ll look for opportunities to use AI tools thoughtfully to accelerate development, improve code quality, reduce repetitive work, and support stronger technical decisions. Who You Are The right fit looks like this You’re a hands-on engineer who enjoys solving complex technical problems and building systems other engineers depend on. You balance strong technical depth with practical execution and are comfortable owning work from design through production. You enjoy helping other engineers grow, contribute constructively to technical discussions, and take accountability for the reliability and quality of the systems you build. You’re comfortable navigating complexity and don’t wait for perfect information to move forward. What You Bring Skills & experience Required - 7+ years of related software engineering experience, or an equivalent combination of education and experience. - Strong software development experience with a focus on backend systems and services. - Proficiency in Java, C#, C++, or a similar backend programming language. - Strong understanding of software design principles, data structures, and algorithms. - Experience designing, building, and operating scalable, reliable, and secure distributed systems. - 3+ years of experience designing, building, deploying, and maintaining container-based applications. - 4+ years of experience working with cloud platforms such as AWS, GCP, or Azure. - Strong problem-solving skills and experience debugging complex technical issues. - Experience with Continuous Delivery practices and automated deployment pipelines. - Working knowledge of secure development practices and security considerations in distributed systems. - Strong communication and collaboration skills, including experience working across technical and cross-functional teams. - Experience mentoring engineers and contributing to team-level technical leadership. Nice to Have - Experience in financial services, fintech, banking, or another highly regulated industry. - Experience building internal developer platforms, shared engineering services, or developer productivity tools. - Experience improving observability, reliability, or operational practices across distributed systems. - Experience using AI-assisted development tools to improve engineering productivity, code quality, or technical workflows. Our AI Mindset We build with AI. We lead with judgment. AI isn't a feature here. It's how we work. We're excited about what AI makes possible, and we're looking for people who share that curiosity. You don't need to be an expert. You need to be open to experimenting, willing to learn, and able to apply new tools in ways that actually move the needle. In this role, you'll be encouraged to explore AI tools, find practical use cases for your function, and bring ideas for working smarter. We believe the best outcomes come when human judgment and AI capability work together. Why Oportun What's in it for you Oportun offers a competitive compensation and benefits package designed to support your physical, financial, and professional well-being. Benefits vary by country of employment. Some of the benefits available to eligible employees include: India Benefits: Medical, Dental & Vision Insurance Provident Fund Life & Accident Insurance Internet, Fuel, Meal & Telephone Allowances This is a summary of select benefits and does not represent the full benefits package. Eligibility and plan details vary by location and employment status. To learn more about Oportun and our benefits, visit oportun.com/careers #LI-REMOTE #LI-SS1 We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate. California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/. We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

Senior Software Engineer (R14037)

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